在迪拜如何贷款
文/宝宝
据业内人士透露,在迪拜有大大小小六十多家银行.每家银行所侧重的业务有所不同.浅谈下贷款业务.
贷款分为个人贷款和公司贷款.其中,个人贷款在迪拜不比在国内,手续繁杂,要求比较高.各个银行的PERSONAL BANKING中,大致会分为AUTO LOAN,MORTGAGE LOAN,PERSONAL LOAN.等等,车贷大家比较关注,基本要求大致如下:
*需要准备个人信息和三个月的银行账单
*提供车行的有关文件
*首付30%,利息5.25%左右,还款期限1-5年
……点击 Read More 阅读全文
与个人贷款相比,公司贷款要容易的多.现在中国商人越来越多,越来越强大,加上我们的信誉度比较高,许多银行对中国人的公司贷款门槛很低,首次贷款可达到10万到50万不等,之后可申请再次贷款,最高达到75万,基本要求如下:
*公司成立满一年
*提供公司各种文件及包括员工,合伙人,担保人在内的护照签证复印件和原件
*提供公司六个月的银行走账账单
*利息12%左右,还款期限1-5年
现在在银行的中国人也越来越多,RAKBANK,渣打,NBD都有中国员工,其中金街的RAKBANK甚至有中文的ATM机,龙城的RAKBANK也在10月即将开业,到时候甚至会有中文的宣传单和业务申请说明.大家有需要,可以直接找到中国员工,或者去各个银行的官方网页上查询.
www.rakbank.com 中国人最多的拉斯海马银行
www.nbd.com NBD银行
www.standardchartered.com. 渣打银行
如果大家有需要,也可以直接联系我: 055-2648917
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