文/李礼理
2014年由于强制医疗保险的消息发布，对生活在迪拜的我们来说也逐渐开始重视与关注购买医疗保险，那么关于阿联酋的医疗保险，哪种医疗保险最适合自己呢？成了最主要的问题。
首先简单介绍一下阿联酋医疗保险的职能：在阿联酋办理了医疗保险都是持有一张医疗卡（1年有效），然后到指定医院看病的时候除了缴纳门诊费以外，其他产生的医疗费用都由保险公司承担。
那么面对43家保险公司给出的不同的医疗保险方案，我们应该如何选择适合自己的医疗保险呢？
对于公司来说，如果员工的基本工资在4000迪拉姆/月以下，为了节约公司开支，可以选择500-700迪拉姆/人/年的基本医疗保障计划，对于工资在4000迪拉姆/月以上以及个人或家属而言，就建议通过了解以下几个方面来做出判断（已附带以下表格和报价可以做相应的参考）
首先，医疗保险费用的高低通常取决于以下六个方面：
1，受保区域（分为全球，全球不包括美国，中东南非地区，东南亚地区，阿联酋）；
2，保额多少；
3，医院的选择范围；（通常分为：大医院+医疗中心+诊所，少量大医院+医疗中心+诊所，医疗中心+诊所+少量大医院仅住院有效。）
4，是否选择生育保险以及生育保险的保额高低（生育险包括产检+生产费用）；
5，是否包含牙科，保额上限有多少；
6，是否包含体检，保额上限有多少；
7，是否包含慢性病，保额上限有多少；
8, 申请人的年龄。（年龄越大，保费越高）。
以下某家保险公司给出的不同方案为例：
备注：以上表格内提到的医院类别分为：星加级医院（包括美国医院等一等医院），星级医院（包括像city hospital，加拿大医院，Saudi German医院，emirates hospital等），钻石医院（伊朗医院，zulekha 医院，jebel ali医院，belhoul医院等三类医院），水晶级医院（包括小型医疗中心，诊所等）
价格表如下：
因为各家保险公司给出的报价和医院都有不同，如果您比较关注选择医院好一点的，那么可以在医院范围上比较各家保险公司的报价；
如果您比较关注生育保险方面的，尽量在保险公司中选择生育保险保费高一点的；
如果对医院和生育都没有要求，只是希望有个基本医疗保障的，那么在多家公司中选择最便宜的就行，但是切记要选择Direct Billing(直接计费)的保险，不要选择那种reimbursement basis（先垫付，后找保险公司报销）的保险。因为找保险公司报销需要递交资料的过程，如果常常为了几十，百块钱找保险公司报销，基本上是客户自己吃力不讨好。
保险是一个家庭最基本的财产风险保障，当然也需要一个可靠的保险公司做支撑，如果你还有任何关于理财与保险的问题，可以随时与：
Nexus Insurance Brokers LLC 李礼理先生取得联系：
MOB：050-9919638
微信：Nexusterry
Email：lili.li@nexusadvice.com
https://buyzithromaxinf.com/ – buy valtrexin usa
Zithromax
https://buylasixshop.com/ – lasix blood pressure
Do I Need A Perscription To Buy Viagra
Lasix
Thanks , I’ve recently been searching for information about this
subject for a while and yours is the best I’ve discovered so far.
However, what in regards to the bottom line? Are you positive concerning
the supply? scoliosis surgery https://coub.com/stories/962966-scoliosis-surgery scoliosis surgery
Hi it’s me, I am also visiting this website on a regular basis, this web site is
actually nice and the visitors are truly sharing good thoughts.
quest bars https://www.iherb.com/search?kw=quest%20bars quest bars
With havin so much written content do you ever run into any issues of plagorism or copyright infringement?
My blog has a lot of exclusive content I’ve either created myself or outsourced but it appears a lot
of it is popping it up all over the internet without my agreement.
Do you know any solutions to help stop content from being ripped off?
I’d really appreciate it. cheap flights http://1704milesapart.tumblr.com/ cheap flights
It’s truly very difficult in this active life to listen news on Television, thus I simply use web
for that purpose, and take the most recent information. scoliosis surgery https://0401mm.tumblr.com/ scoliosis surgery
Acheter Levitra Discount
This is really interesting, You are a very skilled blogger.
I have joined your rss feed and look forward to seeking more of your fantastic post.
Also, I have shared your website in my social networks!
asmr https://app.gumroad.com/asmr2021/p/best-asmr-online asmr
I read this post fully concerning the resemblance of latest and earlier technologies, it’s remarkable article.
quest bars http://tinyurl.com/49u8p8w7 quest bars
Zithromax Mail Singapore
Cialis
Thanks for sharing your thoughts on an. Regards
Its like you read my mind! You seem to know so much about this, like you wrote the book in it or something.
I think that you could do with a few pics to drive the message home
a bit, but other than that, this is magnificent blog. A great
read. I’ll definitely be back.
Stromectol
Woah! I’m really loving the template/theme of this website.
It’s simple, yet effective. A lot of times it’s difficult to get
that “perfect balance” between user friendliness and appearance.
I must say you’ve done a fantastic job with this.
Also, the blog loads extremely quick for me on Opera.
Superb Blog!
Wow, wonderful blog layout! How long have you been running a blog for?
you made running a blog glance easy. The full glance of your website is great, let alone the content material!
I constantly spent my half an hour to read this webpage’s articles or reviews daily along with
a cup of coffee.
Hi, I log on to your blog regularly. Your story-telling style is witty,
keep doing what you’re doing!
http://buytadalafshop.com/ – Cialis
https://buystromectolon.com/ – ivermectin prezzo
Do you mind if I quote a few of your articles as long as I provide credit
and sources back to your site? My website
is in the exact same niche as yours and my users would certainly benefit from some of the information you provide here.
Please let me know if this ok with you. Thank you!
http://buypropeciaon.com/ – finasteride hair
Propecia
Amoxicillin Antibiotic Effects Side
Hurrah! In the end I got a webpage from where I know how to in fact obtain useful data regarding
my study and knowledge.
http://buysildenshop.com/ – online viagra without prescription
Viagra